Hardship Letter

(DATE)

??(NAME OF LENDER)?
(ADDRESS OF LENDER)?
(FAX NUMBER OF LENDER)??

RE: Hardship Letter for Short trade of (BORROWER ADDRESS)??

To Whom it May Concern:??

For the last (SPECIFIC LENGTH OF TIME), I wealthy person been having serious financial difficulties. These difficulties tolerate primarily been brought about collect to (SPECIFIC LIST OF PROBLEMS - go into greater detail if some of them be not self-explanatory).

??Although I have looked for solutions to the current problem, I have finally come to the conclusion that there is no liable way for me to continue complying with the original terms of the loan agreement. In addition to the problems that I have outlined above, the current economic crisis has caused me to be under-water with my loan. Even if I try to sell my home, I will do so at a goodish loss - and I have no way to pip up for that loss.??

At this point, I am asking you for inspection and repair in order to avoid the foreclosure of my home. I would like to be considered for a short sale. That way, the price of my home can be lowered and Ill be able to sell it before it goes into foreclosure.



Youll take in from the arrangement by receiving the majority of my original financial covenant; Ill benefit by avoiding foreclosure and, possibly, bankruptcy.

??I have enclosed several(prenominal) documents to substantiate my case. They include (LIST OF DOCUMENTS THAT WILL BE INCLUDED WITH pithy SALE PACKAGE).

??I, (BORROWERS NAME), confirm that all of the information thats outlined in this letter is true, to the best of my knowledge. If you have any questions or fill additional information from me, please call me at (PHONE NUMBER).

??Sincerely,??

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