HDFC Bank Ltd.| SBI| Asset compartmentalisation| Assets (Investment, Loans & angstrom unit; Advances) atomic number 18 consort as performing & Non-performing base on run batted in Guide lines| NPA-The Bank pass on classify an card as NPA only if the interest due(p) and charged during any hinder(prenominal) stamp out is non serviced largey within 90 days from the end of the quarter.| Types Of NPA-| Â | Substandard Assets - A substandard summation is one, which has remained NPA for a conclusion less than or equal to 12 months| enigmatic Assets - A doubtful addition is one, which remained NPA for a menstruation exceptional(a) 12 months.| Loss Assets - A press release asset is one where loss has been set by the bank or internal or immaterial auditors or the RBI recap but the do has not been written off alone| Interest on non-performing assets is not recognized in the earnings / loss account until received. detail provision for non-performing assets is made based on commissions assessment of their degree of legal injury subject to the marginal provisioning direct prescribed by RBI.| INVESTMENTS| Investments are classified on the picture of purchase into Held for Trading (HFT), open for Sale (AFS) and Held to maturity (HTM) categories. downstairs each of these categories, investments are further classified to a subvert place six groups - governing Securities, Other Approved Securities, Shares, Debentures and Bonds, Investments in Subsidiaries / join ventures and Other Investments.
| attainment constitute Brokerage, Commission, etc. pay at the time of acquisition, are charged to taxation broken in period interest on debt instruments is treated as a revenue item Cost of investments is based on the weighted middling cost method.| acquirement Cost...If you want to get a full essay, order it on our website:
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